1. The Struggle for Starter Homes:
For many first-time buyers, getting a foot on the property ladder has become a significant hurdle due to rising property prices and stagnant wages. The demand for affordable starter homes far exceeds the supply, leading to increased competition and inflated prices. We will delve into the reasons behind this affordability gap and explore initiatives such as government schemes and shared ownership programs that aim to make homeownership more accessible for first-time buyers.

2. Middle-Class Squeeze/The Missing Middle:
The middle-class segment of the housing market is also facing affordability challenges. As property prices continue to rise, many individuals and families find themselves priced out of the market for larger homes or those in desirable locations. We will examine the impact of this affordability crisis on the middle-class and discuss potential solutions, such as the development of more affordable housing options within established neighborhoods.

3. The Luxury Market: A Tale of Two Extremes:
While the affordability crisis predominantly affects those on lower incomes, even the luxury market is not immune to challenges. High-end properties in prime locations command exorbitant prices, making them unattainable for many high-income earners. We will explore the reasons behind the rising costs of luxury properties and discuss the implications for both buyers and sellers in this segment.

4. Addressing the Crisis: Potential Solutions:
To tackle the housing affordability crisis, various stakeholders need to come together and implement effective solutions. We will examine potential strategies, such as increasing the supply of affordable housing, promoting innovative construction methods, and supporting initiatives that encourage responsible lending and homeownership.